Edge Plus Checking

That perfect first checking account. Convenient, secure with no minimum to open and no minimum balance fee service charges or per check charges. Eligible members are age 13-23, and earn dividends. In addition to a free first box of checks, you will receive:

1. Free Overdraft Privilege* of $250 (*after age 18.)
2. ATM/ EZ Draw VISA check Card (Debit) available ages 13-18 with parent signature. (Withdrawal limits are age based.)
3. First box of checks are free

Horizon Plus Checking

Want to keep it simple and secure; then this account is for you. Simple account, no dividends earned, no minimum to open and no minimum balance fee service charges or per check charges. In addition to a free first box of checks, you will receive:

1. E-Z Draw Visa Check Card and free Point-of-Sale Transactions
2. Free Overdraft Privilege of $400 (Some restrictions apply.)

Dividend Plus Checking

Make the most of your money by earning dividends on this checking account. In addition to a free first box of checks, you will receive:

1. E-Z Draw Visa® Check Card and free Point-of-Sale Transactions
2. Free Overdraft Privilege of $700 (Some restrictions apply.)
3. Quarterly Dividends on Daily Balances Over $500
4. No Monthly Service Charge If Balance Stays Above $500

Advantage Plus Checking

Make money by earning dividends with a tiered interest rate on this checking account with better earning potential. In addition to a free first box of checks, you will receive:

1. E-Z Draw Visa Check Card and free Point-of-Sale Transactions
2. Free Overdraft Privilege of $700 (Some restrictions apply.)
3. Quarterly Dividends on Daily Balances.
4. Required ACH/Direct deposit *, debit card, e-statements, Loan (or Credit Card), Online Banking and Online Bill Payment at opening. *Fee applies if dropped.

Value Plus Checking

Have piece of mind with this checking account. It’s simple, secure and easy to use. Eligible members 55 years and greater enjoy no minimum to open and no minimum balance fee service charges or per check charges In addition to free lifetime checks, you will receive:

1. E-Z Draw Visa Check Card and free Point-of-Sale Transactions
2. Free Overdraft Privilege of $700 (Some restrictions apply.)
3. Quarterly Dividends on Daily Balances - Tiered Rate.
4. Required ACH/Direct deposit*and debit card at opening. *fee applies if dropped.
5. Add a Share Certificate of $10,000 or more and earn .10% above current rate at time of opening.

Use Online Bill Payment – the fast, simple and safe way to manage your bills. Enjoy your lifestyle and have peace of mind with this account.

DEBIT/ATM CARD

The E-Z Draw VISA® Check Card offers the convenience of a credit card while eliminating the hassle of writing checks. Simply swipe your card and payments are automatically deducted from your checking account.

OVERDRAFT PRIVILEGE

Once approved, and you maintain your eligible account in good standing, you will have automatic overdraft protection up to the limit established for your account. Cash reserves are available to cover shortfalls in your share draft account until you can deposit the necessary funds, protecting you from Non-Sufficient Funds fees.

Designed to save you time, trouble and aggravation, Overdraft Privilege gives you added flexibility in managing your BHCCU transaction accounts. Choose Credit at machines when using your debit card for purchases. It is safe and secure and gives you peace of mind with purchase protection.

You can also use your E-Z Draw VISA® Check Card as an ATM card, giving you access to funds in your checking account through thousands of automated teller machines worldwide.

Earn ScoreCard® Rewards on both Credit and Debit card purchases. Household those points (add them all together) to reach your purchase goal sooner. Visit www.scorecardrewards.com for more information.