Due to the demand for shredding services at the Deerfield Drive location, we have added an additional Shredding Day on Saturday, June 15 from 9 am - noon. We will have a TRUCK on-site available to destroy any confidential documents for our members.
Call your Legislators today! Help us let our representatives know that credit unions should continue as tax exempt cooperatives. Please read more about what's happening in a letter from Blackhawk's CEO, Sherri Stumpf here and visit www.DontTaxMyCreditUnion.org to help.
Blackhawk Community Credit Union is proud to be the title sponsor for the 10th annual Boys & Girls Club Scramble for Youth Golf Outing on May 23. Please see their website at www.bgcjanesville.org for all of the details and to join us!
Join the Blackhawk family by participating in the second annual Pound the Pavement Run/Walk for Habitat for Humanity on Saturday, May 18. Listen to the radio spot here and register today at www.active.com.
Blackhawk Community Credit Union works hard to protect your account from security threats. We employ a 'layered approach' of multiple barriers between your account information and the outside world rather than just a single level of security. We utilize such measures as multi-factor authentication, encryption, firewalls, intrusion prevention systems, around-the-clock proactive monitoring, routers, demilitarized zones and antivirus protection. Last month a couple of news stories made mainstream media about a specific type of cyber- attack called Distributed Denial of Service (DDoS) against some of the most well-known US bank and credit unions sites. These types of attacks are not new, and they are happening on a constant basis. What is a “distributed denial of services”? In the world of internet banking, DDoS generally refers to an attempt to disrupt or suspend online service by saturating the Online Banking network or web site with external communication requests to overload its
Some members may be experiencing difficulty logging in to Online Banking due to browser incompatibility with online security. If you are using the browser tool Sendori or are on Internet Explorer 10, please read the instructions below on how you may disable these programs. You may also try opening Online Banking in another browser such as Firefox, or an earlier version of Internet Explorer. Please note, mobile app users have not experienced these issues. If you continue to have difficulty, please contact us at 800-779.5555 for assistance. Browser Help Instructions
4 Ways to Budget Smarter, Not Harder Creating a budget is a life necessity - one that consumers, businesses, and governments alike must address. Unfortunately, more than half of Americans lack a budget to help track and understand their personal spending habits. Why do so many people continue to turn a blind eye to their personal finances? Many would likely claim that a budget is either too tough to follow, or too time-consuming to prepare. However, if you can learn to make smarter decisions, and take simple actions to control spending, then maintaining a solid budget could become second nature. Here are four tips to help make your budgeting process smarter, more efficient, and easier to follow. 1. Understand opportunity cost If you’ve ever taken a class in economics, you may remember this term. Opportunity cost is, to put it simply, the benefits you sacrifice by choosing one action instead of another. When applied to your budget and spending, this concept is an important
Buying Your First Car: 5 Tips for Success Laura Edgar is a senior writer for NerdWallet.com, a personal finance website dedicated to helping you make smart financial decisions. Shopping for your first car is definitely exciting, but it can also be stressful. Ease the burden on yourself by planning ahead. You’ll save yourself time and money, and possibly avert disaster. These five tips will help make your car buying experience a positive one. 1. Know your budget Cars are expensive, so if you’re like most people, you’ll probably need an auto loan. This is especially true if you’re buying a new car. You’ll need at least a few thousand dollars in your savings account for the down payment, and then another several hundred each month for your loan payments. If you’ve got a few thousand dollars saved up, you may be able to buy a used car without borrowing money. Even if you can afford a new car, don’t write-off the possibility of a used car just yet. According to Kelley Blue Book,
In support of Money Smart Week® 2013, Rock County sponsors are presenting a Money Smart Kid Essay Contest. The winners will receive one of four scholarships. For all of the details, go to www.MoneySmartWeek.org or download the application here.
It has come to our attention that some members received a scam phone call this past Saturday afternoon and evening (3/16/13) reporting that their debit and credit cards were deactivated or suspended. Members were then prompted to enter their card number in an automated system. Please remember that Blackhawk will never ask you for this kind of information over the phone or online. If you received this call and entered your card information, please contact us immediately at 608.755.6065 and we will stop your card and order you a new one. If you received the call and hung up without entering any information, your card is safe.