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Check out our current rates

Certificates

Share Certificates offer you safety and peace of mind. They are a great way to earn higher dividends on your hard earned money. Our Share Certificates are just like Certificates of Deposit (CDs), but have the added benefits of Blackhawk Community Credit Union membership. Federally insured up to $250,000 by the National Credit Union Administration, deposits are fully backed by the faith and credit of the US Government. BHCCU offers four investment options:

Share Certificates

  • Guaranteed rate for the term of your certificate
  • Maximum earning opportunities
  • $1,000 minimum deposit
  • Variety of maturity dates to meet your needs, from 3 months up to 5 years
  • Dividends compound quarterly and post quarterly

Smart Saver Certificates

Available for members under 24 or members with direct deposit or an automatic transfer into the certificate.

  • Guaranteed rate for the term of your certificate
  • Maximum earning opportunities
  • $5.00 minimum deposit
  • Additional deposits can be made anytime during the term
  • Variety of maturity dates to meet your needs, from 3 months up to 12 months
  • One withdrawal allowed during the term of your account
  • Dividends compound quarterly and post quarterly

Jumbo Certificates

  • Guaranteed rate for the term of your certificate
  • Maximum earning opportunities
  • $10,000 minimum deposit
  • Variety of maturity dates to meet your needs, from 3 months up to 5 years
  • Dividends compound quarterly and post quarterly

IRA Certificates

All of our certificates are available for Traditional, Roth, Simplified Employee Pension, or Educational IRAs. Learn More

Looking for less traditional investment options, check out our partnership with Wealth Management Services. Learn More