Because local matters.
Make a difference by getting the Local First credit card. Same great rate, no annual fee, and the card benefits a local nonprofit. Use your card today and be Local First.
The 2024 nonprofit recipient is Project 16:49!
This year we’re proud to partner with Project 16:49, a local nonprofit providing Rock County’s unaccompanied homeless youth with safe housing options and the life-changing support and opportunities they need to complete their high school education and transition to independent living. As the recipient, they will receive $500 and $10 for every new or transferred card up to a grand total of $1,000.
Visa® Local First Credit Card Benefits:
- No Annual Fee
- No Balance Transfer Fee
- Low variable rate(Opens in a new Window)(Opens in a new Window)
- Contactless "tap to pay" card(Opens in a new Window)(Opens in a new Window)
- Local servicing means you talk directly to us(Opens in a new Window)(Opens in a new Window) if you have a problem
- Online management of your card(Opens in a new Window)(Opens in a new Window) includes Account Information, Balance Transfers, Automatic Payments, Lock/Unlock Card and Travel Notifications
- Mobile Wallet convenience such as Apple Pay, Samsung Pay or Google Pay
- Automated Fraud Alerts available 24/7/365 - notifies you if there is a suspicious transaction
- Visa®'s Zero Liability Policy(Opens in a new Window)(Opens in a new Window) is Visa®’s guarantee that you won't be held responsible for unauthorized charges made with your account information.
- Visa®(Opens in a new Window)(Opens in a new Window) Purchase Alerts(Opens in a new Window)(Opens in a new Window) will email or text Visa® cardholders in near real-time of transaction activity on their enrolled card(s).
- Visa®Click to Pay(Opens in a new Window)(Opens in a new Window)(Opens in a new Window) for a faster, easier, and more secure way to pay online
- Free $250,000 in travel accident insurance(Opens in a new Window)(Opens in a new Window)
- (Opens in a new Window(Opens in a new Window)Visa® Benefit: Roadside Dispatch®(Opens in a new Window)(Opens in a new Window) a pay-per-use roadside assistance program
- Visa® Benefit: Identity protection through the ID Navigator Powered by Norton LifeLock™(Opens in a new Window)(Opens in a new Window)
- Visa® Benefit: Dovly Uplift®(Opens in a new Window)(Opens in a new Window) credit score improvement service
- Visa® Benefit: Sofar Sounds(Opens in a new Window) presale access to select concerts
- Visa® Benefit: Shipt(Opens in a new Window) online delivery service(Opens in a new Window)
Apply Anytime, Anywhere
For your convenience, you can apply for your Blackhawk credit card in one of two ways:
- Online: Apply now!
- In person: Schedule an appointment.
- Phone: Call us at 608.755.6065 or 800.779.5555.
Important Phone Numbers
- Activate your card by calling 800.631.3197.
- Request or change your PIN by calling 888.886.0083.
- Report your card lost or stolen at 800.449.7728 or international at 727.299.2449 (collect call).
- Report fraud on your card at 888.918.7313
*See the website disclosure for details.
A 1% Visa® International Service Assessment Fee will be assessed on all transactions where the merchant country differs from the United States (which may include internet transactions), regardless of whether you are located inside or outside the United States at the time of the transaction.